Canara Bank de latest Personal Loan 2024 offer ke baare mein. Is mein zero file charges aur speedy process hai. Tum online hi instant Personal Loan le sakte ho Canara Bank se, no prepayment penalty aur low-interest rate par. Bas www.canarabank.com link par click karo aur online apply kar lo instant Personal Loan ke liye. Waise, agar tum chahte ho toh nearest Canara Bank branch bhi ja sakte ho loan lene ke liye.
| Canara Bank Personal Loan Highlights | |
| Interest Rate | 10.95%- 16.40% p.a. |
| Loan Amount | Up to Rs 10 lakh |
| Loan Tenure | Up to 7 years |
| Processing Fees | Up to 0.50% of loan amount (Rs 1,000 to Rs 5,000)- 50% off on processing fee |
| Instant Personal Loan | Up to Rs 1 lakh for salary account holders of Canara Bank |
| Documentation | Proof of IdentityProof of AddressSalary slips (latest) |
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Canara Bank Personal Loan 2024
Canara Bank ka Personal Loan Agar instant loan chahiye kam documentation aur file charges ke saath, toh yahan hai Canara Bank ke different loan schemes low interest rates aur minimal processing charges ke saath. Apni eligibility check karle aur EMI calculator use karke best Personal Loan scheme nikal le yahan se.
www.canarabank.com par Personal Loan 2024 ke liye Online apply karne ka process neeche diya gaya hai.
Applicants Canara Bank Personal Loan ke online aur offline application process check kar sakte hain is post se. Low interest rates, instant processing, kam file charges jaise fayde bhi check kar sakte ho yahan se.
Applicants ke paas hona chahiye Passport, Driving License, Voter ID, PAN Card, Bank Statement copy jaise documents jo Canara Bank Personal Loan scheme ke application mein maange jaate hain. Canara Bank Personal Loan 2024 ke baare mein aur updates jaise interest rate, CIBIL score required, EMI calculator use karna aur aur jaankari is post ke neeche check kar sakte ho.
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Personal Loan Features & Benefits
Koi end-usage restriction nahi hai
Loan amount max Rs. 40 lakh tak ho sakta hai, lenders ke discretion pe depend karta hai
Repayment tenure aam taur pe 1 saal se 5 saal ke beech hota hai, kuch banks/NBFCs isse zyada bhi offer kar sakte hain
Minimal documentation
Interest rates 10.50% p.a. se shuru hote hain, kuch PSU banks aur kam rates offer kar sakte hain
Quick disbursals milte hain
Excellent credit profile waale applicants pre-approved/pre-qualified personal loans ke liye bhi qualify kar sakte hain, instant disbursal ke saath
See ALso: DBRAU Admit Card
Canara Bank Personal Loan 2024 Apply Online
| Post For | Canara Bank Personal Loan 2024 |
| Loan Scheme By | Canara Bank Official Authority |
| Mode | Online & Offline |
| Types of Loan | Wedding Loan, Home Loan, Personal Loan, Pensioners Loan, etc. |
| Age Limit | 18 to 75 years |
| How to Apply | By Visiting the nearest branch and the official website |
| Benefits of Loan | Low-Interest Rates, Instant Processing, etc. Details |
| Documents Required | Passport, Driving License, Voter ID, PAN Card, Bank Details, etc. |
| Toll-Free Number | 1800 1030 |
| Official Website | www.canarabank.com |
See Also: KKHSOU Admit Card
Canara Bank Personal Loan Eligibility
Canara Bank personal loan ke eligibility criteria ke baare mein:
- Age: 21 se 60 saal ke beech hona chahiye
- Monthly Income: Minimum ₹15,000 hona chahiye
- Employment: Salaried logon ke liye kam se kam 2 saal ka experience, self-employed ke liye 3 saal
- Credit Score: Minimum 650 credit score hona chahiye
- Bank Relationship: Agar Canara Bank mein pehle se hi salary account hai ya bank ka employee ho toh loan approval ki chances zyada hain.
| Criteria | Eligibility Criteria |
| Age | Between 21 and 60 years old |
| Monthly Income | Minimum ₹15,000 |
| Employment Type | Salaried: 2 years of work experience |
| Self-employed: 3 years of work experience | |
| Credit Score | Minimum of 650 |
| Relationship with | Existing salary account or employee of Canara Bank increases approval chances |
| Loan Amount | Up to Rs. 30 lakhs for salaried individuals |
| Up to Rs. 20 lakhs for self-employed individuals |
Canara Bank se personal loan ki maximum amount teri income, credit history aur aur factors pe depend karti hai. Bank salaried logon ko maximum 30 lakh tak aur self-employed logon ko 20 lakh tak personal loan data hai.
Apply karne ke liye tujhe ye documents chahiye honge:
- Identity Proof: PAN card, Aadhaar, Voter ID, Driving License, Passport
- Income Proof: Latest salary slip, Form 16, Income Tax returns (self-employed ke liye)
- Address Proof: Aadhaar, Passport, Voter ID, Electricity/Telephone bill, Credit card statement
- Other: Pronote covering letter, employer se salary mandate, co-applicants ke documents (agar applicable ho)
Tu Canara Bank website ya Buddy Loan website pe account banake online apply kar sakta hai personal loan ke liye. Tera application approve hone ke baad, 24 ghante ke andar paisa tere bank account mein aa jayega.
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Canara Bank Personal Loan 2024 Interest Rate
Before apply karney ke liye kisi bhi Canara Bank Loan ke liye, applicants ko jaan lena chahiye interest rate according to Loan Scheme. Yaha neeche table hai jo show karta hai Canara Bank Loan Scheme ka Interest Rate.
| Loan Type | Interest Rate | Mean Rate |
| Housing Loan | 8.40 % to 11.75 % | 9.41% |
| Canara Vehicle | 8.70 % to 16.25 % | 10.39% |
| Canara Mortgage | 10.30 % to 12.80 % | 11.82% |
| Canara Rent | 10.55 % to 11.05 % | 11.17% |
| Canara Budget | 10.95 % to 15.95 % | 12.56% |
How To Apply For Canara Bank Personal Loan 2024
Canara Bank Personal Loan ke liye 2024 me apply karne ke liye, aap straightforward process follow kar sakte ho ya to online ya fir nearest Canara Bank loan center jakar.
Canara Bank Personal Loan ke liye apply karne ke steps yeh hain:
- Visit kar Canara Bank Official Website i.e. https://www.canarabank.com/canara-budget.
- Home page se click kar Loans option pe.
- Check kar sab Loan Scheme Options available aur Click kar us Personal Loan Scheme pe jiske liye aap yaha aaye ho.
- Ab Select kar lo Personal Loans Schemes available aur check kar lo Scheme Loan Eligibility aur Documents Required.
- Click kar “Apply” Now pe.
- Registration Page khulega.
- Enter kar apna mobile number aur dusre details.
- Uske baad generate kar lo OTP.
- Click kar “Register” Now pe.
- Uske baad login kar aur Click kar Apply Online For Personal Loan Scheme pe.
- Naye tab me, application form khulega jisme aapko sahi details enter karni hogi.
- Upload kar necessary scanned documents.
- Finally, click kar “submit” button pe.
- Ab wait kar approval aur verification ka.
- Last me, Payment transfer ho jayegi aapke bank account me 24 hours ke andar.
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Canara Bank Personal Loan 2024 Required Documents
- Mobile Number
- Aadhar Card linked with Mobile Number
- PAN Card
- Net Banking Credentials aur Digital Bank Statement for the Last 6 Months.
- Web Camera for clicking pictures aur performing Video KYC.
- Loan Statement Account details.
- ITR eFilling ya Digital ITR Returns of the last 2 years.
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Canara Bank Personal Loan Pros aur Cons
Sab applicants ko inform kiya ja raha hai ki unhe Canara Bank Personal Loan Schemes ke liye apply karne se pehle Dos aur Donts check karna chahiye.
Ye applicants key points Pros aur Cons check kar sakte hain jo neeche diye gaye hain.
- Applicants ko Loan Scheme ke sab terms and conditions check karne chahiye.
- Aapko Loan ke liye apply karne se pehle EMI Calculator use karna chahiye.
- Applicants ko sahi details fill out karni chahiye aur unke paas sab maange gaye documents hone chahiye.
- Check karo Emails aur SMS of Loan EMI aur Loans ke baare mein dusre Updates taaki aapko Loans ki sari alerts mil sakein.